Readiness assessment
The Act
The DPDP Act, explainedThe DPDP Rules 2025

Ch IPreliminary

S.1 Short title and commencementS.2 DefinitionsS.3 Application and scope

Ch IIObligations of Data Fiduciary

S.4 Grounds for processingS.5 NoticeS.6 ConsentS.7 Certain legitimate usesS.8 Data Fiduciary obligationsS.9 Children’s dataS.10 Significant Data Fiduciary

Ch IIIRights and duties of Data Principal

S.11 Right to accessS.12 Correction and erasureS.13 Grievance redressalS.14 Right to nominateS.15 Duties of the Data Principal

Ch IVSpecial provisions

S.16 Transfer outside IndiaS.17 Exemptions

Ch VData Protection Board of India

S.18 Establishment of the BoardS.19 Composition of the BoardS.20 Salary and term of officeS.21 DisqualificationsS.22 Resignation and vacanciesS.23 Proceedings of the BoardS.24 Officers and employeesS.25 Members as public servantsS.26 Powers of the Chairperson

Ch VIBoard powers and procedure

S.27 Powers and functions of the BoardS.28 Procedure followed by the Board

Ch VIIAppeal and dispute resolution

S.29 Appeal to the Appellate TribunalS.30 Tribunal orders as a decreeS.31 Alternate dispute resolutionS.32 Voluntary undertaking

Ch VIIIPenalties

S.33 Penalties and the ScheduleS.34 Penalties to Consolidated Fund

Ch IXMiscellaneous

S.35 Good-faith protectionS.36 Power to call for informationS.37 Blocking of accessS.38 Consistency with other lawsS.39 Bar of jurisdictionS.40 Power to make rulesS.41 Laying of rules before ParliamentS.42 Power to amend the ScheduleS.43 Power to remove difficultiesS.44 Amendments to other Acts
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Readiness assessment
Fintech & Banking · KYC · Video-KYC

The DPDP Act for Video-KYC (V-CIP)

Video-based customer identification captures live video, facial and document data under RBI V-CIP norms, raising the security bar.

In short

Video-KYC runs under the RBI Video-based Customer Identification Process (V-CIP) norms and the DPDP Act. The live video, facial-match and liveness data you capture is high-risk, so reasonable security safeguards, minimization and clear consent are central. Penalties reach ₹250 crore.

Core impacts

What changes for this niche, and the specific rule it turns on.

RBI V-CIP norms apply

V-CIP sits under the RBI KYC Master Direction; the DPDP Act adds the data-protection layer.

High-risk capture

Live video, facial-match and liveness data demand strong security under Section 8(5); encrypt and restrict access.

Minimize and do not over-retain

Capture only what identification needs; keep the recording only as long as KYC rules require.

Vendors as processors

Video-KYC and liveness vendors are processors; contract and oversee them.

Common questions

Short, cite-able answers, mirrored in FAQPage schema.

Does the DPDP Act apply to video-KYC?
Yes. The video and facial data captured is personal data; the Act applies alongside the RBI V-CIP norms.
Is facial or biometric data special under the DPDP Act?
The Act scales duties to the risk of harm rather than naming a category; facial and liveness data is high-risk and needs strong safeguards.
How long can V-CIP recordings be kept?
For the period KYC rules require, then deleted; document the retention basis.

Check your V-CIP flow.

The readiness check flags capture-security, minimization and vendor gaps.

Take the readiness check →