Video-based customer identification captures live video, facial and document data under RBI V-CIP norms, raising the security bar.
In short
Video-KYC runs under the RBI Video-based Customer Identification Process (V-CIP) norms and the DPDP Act. The live video, facial-match and liveness data you capture is high-risk, so reasonable security safeguards, minimization and clear consent are central. Penalties reach ₹250 crore.
What changes for this niche, and the specific rule it turns on.
V-CIP sits under the RBI KYC Master Direction; the DPDP Act adds the data-protection layer.
Live video, facial-match and liveness data demand strong security under Section 8(5); encrypt and restrict access.
Capture only what identification needs; keep the recording only as long as KYC rules require.
Video-KYC and liveness vendors are processors; contract and oversee them.
Short, cite-able answers, mirrored in FAQPage schema.
Lock down capture security and retention first.
The readiness check flags capture-security, minimization and vendor gaps.
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